How To Get A New Roof Covered By Insurance

Once you have received the final word from your insurance company and a green light for a roof replacement you will be given money for the damage.

How to get a new roof covered by insurance.

Replacement coverage provides for returning the roof to a brand new condition when an event that is covered by the insurance policy takes place. Repair coverage usually takes into consideration depreciation of the roof. Other things not covered. This will pay you the full amount to get a new roof.

Be sure to ask for references and examples of previous work experience when you are selecting your contractor if you don t already have one. Choose a roofer that has experience in insurance roof repair. Your insurance agent or public adjuster can likely provide recommendations as well. It could be as low as 15 for a roof near the end of its service life.

First and foremost check your homeowner s policy to ensure that coverage for roof repair or replacement is available. If your roof insurance claim is fully or partially covered under your existing insurance policy you ll have some money to repair your roof or replace it completely with a new roof. This means you will get a percentage of the replacement cost based on the roof s material and age. Usually if the roof is under 10 years old there s a good chance the claim will be accepted.

How to claim a new roof on your homeowner s insurance research your coverage. Take pictures of the damage to your roof and of any interior damage resulting from the damaged.